{"id":12775,"date":"2022-09-07T11:27:27","date_gmt":"2022-09-07T11:27:27","guid":{"rendered":"https:\/\/lendsmart.uk\/home\/?page_id=12775"},"modified":"2022-11-11T09:05:42","modified_gmt":"2022-11-11T09:05:42","slug":"privacy-notice","status":"publish","type":"page","link":"https:\/\/lendsmart.uk\/home\/?page_id=12775","title":{"rendered":"Privacy Notice"},"content":{"rendered":"\t\t
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Privacy Notice<\/span><\/b><\/p>

1. Introduction<\/span><\/b><\/p>

1.1 LendSmart Limited (\u201cWe\u201d \u201cus\u201d, \u201cour\u201d) takes the protection of your privacy and personal data seriously. The purpose of this Privacy Notice is to inform you about the types of information we gather about you when you visit the www.lendsmart.co.uk website (the \u201cWebsite\u201d), provide us with information through other means and how else we may capture information about you and how we may use that information, whether we disclose it to anyone, and the choices you have regarding our use of, and your ability to correct, that information. By using the Website or any other means of contacting us either directly or via an intermediary, you consent to this Privacy Notice. If you do not accept the terms of this Privacy Notice, do not use the Website or provide information to us through other means.<\/span><\/p>

1.2 Please note that, unless specified herein, the definitions used in this Privacy Notice are defined in the Terms and Conditions on the Website.<\/span><\/p>

1.3 For the purpose of the Data Protection Act 2018 (the \u201cAct\u201d), the data controller is LendSmart Limited.<\/span><\/p>

2. Collecting data from you \u2013 when you make contact<\/span><\/b><\/p>

2.1<\/span> By phone – <\/span><\/b>We will capture information that you give us for our records and in order to deal with your enquiry and process it in accordance with our processing basis as set out below. <\/span><\/p>

2.2 <\/span>By email or website enquiry form – <\/span><\/b>If you send us an email that is not encrypted any personal data within it may be at risk. We will capture and process the information in the email (including any application form) for our legitimate interest and legal purposes as set out below, and it may also be used to assist decision making and provision of any service or performance of any contract that we may enter into with you. When we send emails we encrypt some emails or their content in order to protect personal data.<\/span><\/p>

2.3 <\/span>By post – <\/span><\/b>When we receive an enquiry or a paper application it will contain personal information for applicant(s) and possibly other parties in connection with the property(ies).<\/span><\/p>

3. Providing information to us on other people including via intermediaries<\/span><\/b><\/p>

3.1 In providing information to us about other people you warrant that you have their permission to give us their data and that you have provided them with our Privacy Notice so that they are aware of the basis on which we will process their information. We store information provided to us in both electronic and paper based systems.<\/span><\/p>

4. Other parties we may obtain information from<\/span><\/b><\/p>

4.1 We may obtain information from:<\/span><\/p>

\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/span><\/span>People who introduce you to us or provide information to us on your behalf,<\/span><\/p>

\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/span><\/span>Your professional advisers.<\/span><\/p>

4.2 We may obtain information about you from other providers such as:<\/span><\/p>

\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/span><\/span>credit reference agencies (see below), <\/span><\/p>

\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/span><\/span>via google and other websearch tools, <\/span><\/p>

\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/span><\/span>social media,<\/span><\/p>

\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/span><\/span>other providers of public information services such as land registry. <\/span><\/p>

4.3 We only do this when we are considering whether or not to offer you a loan or manage any loan offered, to meet any legal or regulatory obligations, or work with you as an investor or service provider. <\/span><\/p>

5. Data we may collect and process<\/span><\/b><\/p>

\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/span><\/span>your name, address, telephone numbers, email address(s), date of birth, place of birth, nationality, tax\/residency status, passport\/driving licence, employment, banking and financial details; <\/span><\/p>

\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/span><\/span>demographic and lifestyle information; <\/span><\/p>

\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/span><\/span>information we receive when making a decision about you, your loan or your application for such a loan;\u00a0 <\/span><\/p>

\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/span><\/span>information that you provide by completing forms that we provide to you; <\/span><\/p>

\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/span><\/span>details of the loan(s) you have and have had with us and all transactions; <\/span><\/p>

\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/span><\/span>details of when you contact us and when we contact you (e.g. copies of any correspondence and recordings of telephone calls); <\/span><\/p>

\u00b7\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 <\/span><\/span>details of how you applied for your loan, together with any other information (including where obtained from third parties) which we reasonably need to operate your loan, make decisions about you or fulfil our legal or regulatory obligations; <\/span><\/p>